IrvingRecruiter Since 2001
the smart solution for Irving jobs

Credit Specialist IV, Business Banking

Company: BOK Financial
Location: Richardson
Posted on: August 18, 2019

Job Description:

Req ID: 51894
Areas of Interest: Business Banking Credit
BOK Financial (BOKF), Headquartered in Tulsa, Oklahoma, BOK Financial Corporation (NASDAQ: BOKF) is a top 25 U.S.-based financial services holding company with operations in ten states Oklahoma, Texas, Arkansas, Arizona, Colorado, Kansas/Missouri, New Mexico, Nebraska and Wisconsin. The company began more than 100 years ago in Tulsa and has successfully diversified into a variety of industries, businesses and geographies. .
The Credit Specialist IV is responsible for the independent preparation of financial analysis for BB Credit Requests from both prospects and customers. Analytical responsibilities involve varying levels of borrower and credit complexity, including credit exposures in excess of $20,000,000. The Credit Specialist IV is responsible for understanding policy guidelines and exhibits proficiency in discussing and recommending credit structures with the highest level of BB management, which are both prudent and competitive. Excellent communication skills, sound judgment, the ability to mitigate risk, and structure credit requests which meet the needs of both the customer and bank is required. A CS IV will have fully demonstrated their abilities in these areas, such that they are capable of managing credit approval responsibilities. Depending on the needs of the Department, loan authority may or may not be immediately delegated, however any new loan authority granted within the department will most often be assigned to a CS IV. This position is also responsible for the credit training and coaching of less tenured Credit Specialists, managing departmental workflows, holding team meetings, and functions as a valued resource to Sr. RM's, CRM's and BB Management with respect to loan policy and prudent underwriting standards. Advanced knowledge and experience in analyzing complex structures, interpreting and deducing varying facts and circumstances, administration, and strong communication skills are required to effectively correspond with internal employees, as well as business owners and management.
PRINCIPAL DUTIES AND RESPONSIBILITIES:

- Prepares complex financial analysis; performs analysis of the largest and most complex credits/loans, involves sensitive or critical customer accounts which substantially effect lending and relationship profits for the division; completes independent analysis and risk assessments for both significant prospects and key existing relationships; Makes recommendations to Relationship Managers regarding appropriate loan products and loan structure based upon findings
- Evaluates and may, depending on the needs of the department, decision loan requests for relationships within assigned approval authority across the bank's footprint
- Independently prepares commitment reports; participates in credit discussions with RMs, Market Managers and senior management; influences credit decisions of senior management via the findings and recommendations contained in the Commitment Reports
- Provides direct and ongoing training to new and entry level Credit Specialists, and serves as an accomplished resource to RMs with respect to loan underwriting, and credit guidelines. Often provides underwriting, risk management, and credit policy training/guidance to less-tenured Relationship Managers and Credit Specialists
KNOWLEDGE, SKILLS and ABILITIES:
- Strong interpersonal, teamwork and flexibility skills are mandatory, as the Credit Specialist IV interacts with various Relationship Managers in a multi-state area
- Comprehensive knowledge and understanding of accounting and credit principles, lending functions, and credit analysis
- Demonstrated ability to exercise consistent discretion and judgment regarding the credit process
- Excellent multi-tasking skills are required as this role may frequently be working on multiple loan requests at any given time
- Extensive knowledge of the Loan Grading Process
This level of knowledge is normally acquired through completion of a Bachelor's degree and 10+ years Credit Analysis/Credit Specialist experience, including 5 + years of demonstrated Credit Decisioning (Loan Authority) experience. Prior involvement managing and coaching underwriting/credit personnel is strongly preferred.
BOK Financial is a stable and financially strong organization that provides excellent training and development to support building the long term careers of our employees. With passion, skill and partnership you can make an impact on the success of the bank, our customers and your own career!

Apply today and take the first step towards your next career opportunity!

BOK Financial is an equal opportunity employer. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, sexual orientation, genetic information or veteran status.
Attention All Third Party Agencies, Headhunters, and Recruiters
BOK Financial and its Subsidiaries will not accept candidate submission by unsolicited third parties through this site or any company email address. All unsolicited candidates presented to BOK Financial and its Subsidiaries will be considered the property of BOK Financial. BOK Financial and its Subsidiaries will not be responsible for any fees associated with unsolicited candidates, nor will a contractual relationship be formed by the submission. BOK Financial and its Subsidiaries are not obligated and will not under any circumstances pay any fees to said third parties submitting candidates in this manner. BOK Financial and its Subsidiaries only forms contracts with recruiters with whom we have an established business relationship and with whom we have in place a signed agreement. All contact with BOK Financial and its Subsidiaries from third parties must be through our Human Resources Department. Any contact made outside of the BOK Financial Human Resources Department by a third party will cancel any future business relationships between the third party and BOK Financial.
Please contact recruiting_coordinators@bokf.com with any questions.

Keywords: BOK Financial, Irving , Credit Specialist IV, Business Banking, Accounting, Auditing , Richardson, Texas

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category
within


Other Accounting, Auditing Jobs


Entry Level Financial Advisor
Description: We're More Than Insurance At Mutual of Omaha, we're not afraid to step outside the box and release the potential for ultimate success. We are a Fortune 500 company that allows you to carve your own professional (more...)
Company: Mutual of Omaha
Location: Sachse
Posted on: 09/16/2019

Auto Leasing and Finance Manager
Description: br br br br Auto Leasing and Finance Manager - DFW br br br Job DetailsJob Location D M Leasing DFW - Dallas / Fort Worth, TXPosition Type Full TimeJob Shift DayJob Category SalesDescription (more...)
Company: D&M Leasing
Location: Fort Worth
Posted on: 09/16/2019

Senior Manager Operations - Restaurant General Manager - Worthington Renaissance Fort Worth Hotel -
Description: You were always one of those curious kids who opened every cabinet, peeked behind every door, and never ceased to ask why when given an explanation. Today, you bring your personal style to every experience. (more...)
Company: Marriott International, Inc.
Location: Dallas
Posted on: 09/16/2019


Staff Accountant
Description: br br br br Staff Accountant-Servicing Specialist br br br Job DetailsLevel ExperiencedJob Location D M Leasing DFW - Dallas / Fort Worth, TXEducation Level College Degree preferredJob (more...)
Company: D&M Leasing
Location: Fort Worth
Posted on: 09/16/2019

Entry Level Financial Advisor
Description: We're More Than Insurance At Mutual of Omaha, we're not afraid to step outside the box and release the potential for ultimate success. We are a Fortune 500 company that allows you to carve your own professional (more...)
Company: Mutual of Omaha
Location: Seagoville
Posted on: 09/16/2019

Junior Financial Representative
Description: We're More Than Insurance At Mutual of Omaha, we're not afraid to step outside the box and release the potential for ultimate success. We are a Fortune 500 company that allows you to carve your own professional (more...)
Company: Mutual of Omaha
Location: Lewisville
Posted on: 09/16/2019

General Accountant - The Sinclair, Autograph Collection - (19085030)
Description: Here's To Your Journey with AC Hotels Marriott''s Autograph Collection features a select group of upscale and luxury independent partner hotels, each with its own distinct personality, experience, style (more...)
Company: Marriott International, Inc.
Location: Dallas
Posted on: 09/16/2019

Junior Financial Representative
Description: We're More Than Insurance At Mutual of Omaha, we're not afraid to step outside the box and release the potential for ultimate success. We are a Fortune 500 company that allows you to carve your own professional (more...)
Company: Mutual of Omaha
Location: Frisco
Posted on: 09/16/2019

Front Desk Night Auditor - (New Hotel Opening, Autograph, Fort Worth) - The Sinclair, Autograph Coll
Description: Here's To Your Journey with AC Hotels Marriott''s Autograph Collection features a select group of upscale and luxury independent partner hotels, each with its own distinct personality, experience, style (more...)
Company: Marriott International, Inc.
Location: Fort Worth
Posted on: 09/16/2019

Travel Nurse - ICU RN - Billings, MT
Description: Travel and Local ICU Registered Nurse RN Asap Start Earn 1,580 weekly when you start your next travel opportunity with this great Registered Nurse RN position in Billings, MT. Local RNs welcomed for (more...)
Company: General Healthcare Resources - Travel Nursing
Location: Dallas
Posted on: 09/16/2019

Log In or Create An Account

Get the latest Texas jobs by following @recnetTX on Twitter!

Irving RSS job feeds