Portfolio Manager I-Commercial
Company: UMB Financial Corporation
Posted on: October 14, 2019
What You'll DoThis role is responsible for assisting loan officers
in the portfolio management activities (generally loans over
$1,000,000). Will manage assigned credit portfolio, manage the
associated credit risk, and identify opportunities for expansion.
Key highlights of the role will include the following:
-Partner with loan officers to effectively administer the
management of assigned commercial banking relationships.
-Perform credit underwriting duties for existing/prospective client
relationships, which may include but are not limited to the
following: perform detailed credit analysis to determine
borrower/guarantor repayment capacity, appropriate loan structuring
recommendations and complete credit packages for credit committee
approval (new business/reaffirmations) submission. Preparation of
underwriting documents will also include collateral analysis on
multiple asset classes and preparation of pricing and risk rating
models suitable for each credit request.
-Continuously monitor borrowing base reports and covenant
compliance with regular reporting requirements to loan officers and
loan/credit monitoring and credit review. Establish protocols and
maintain tracking of documentation exceptions, past dues, field
exams, borrowing base reports and covenant exceptions.
-Recognize and manage early warning signs for the portfolio on a
recurring basis, which may include but are not limited to the
following: analyze borrower/guarantor financial performance upon
receipt of reporting requirements, either monthly, quarterly or
annually. Fully analyze and confirm borrowing base and financial
covenant compliance, analyze payment performance benchmarks and
perform regular financial reviews.
-Provide recurring customer service to existing and prospective
clients, which includes direct contact with customers either
through participation in joint sales calls with loan officers or
direct correspondence with clients and perform various
projects/tasks as needed with an emphasis on maintaining UMB TUCE
at all times.
-File all required reports, and resolve all related issues in a
timely and efficient manner.
-Other duties as assigned.Who You Are-Bachelor's degree in
Business, Accounting, Finance or related fields
-3 years banking or equivalent regulatory/bank policy experience
including credit analysis
-Current valid driver's licensePreferred Requirements-5 years
banking or equivalent regulatory/bank policy experienceIn this
Role, You will Need-Demonstrates excellent communication skills
(verbal & written)
-Demonstrates knowledge and understanding in how to identify and
process maturing loans, line renewals, term loans that need to be
extended, how loans can be restructured, approval process, change
-Demonstrates strong level of understanding of credit
-Demonstrates knowledge of bank products, services, and bank
-Demonstrates ability to interpret policies/procedures, loan
contracts, and understanding of credit reports, financial
statements and loan documents
-Demonstrates strong analytical skills
-Demonstrates ability to be self-starter and show initiative
-Demonstrates proficiency in Word, Excel, PowerPoint
-Demonstrates familiarity with commercial lending
softwareAddress2323 Ross Ave Ste 100CityDallasStateTXShiftFull Time
Work ScheduleMonday-Friday: 8:00am-5:00pmDivision NameRegional
Banking At UMBWe strive to deliver the unparalleled customer
experience, and show customers they can count on more from UMB. The
same is true for our associates. You can count on more benefits,
more training, more support, and more opportunity!
What you'll get:
Unique Benefit Programs : We offer a great benefits package
including several unique programs like an incentive-based wellness
program, parental leave, adoption assistance and health care for
you, your spouse or domestic partner, your dependents and even your
Professional Development: We provide our associates with the tools
they need to support their career goals - including training,
tuition reimbursement and career guidance.
Community Involvement: Giving back is a big part of who we are! We
support several great causes throughout the UMB footprint. We even
offer Volunteer Time Off, which allows associates to dedicate 16
hours a year to a worthy cause of their choice.
Culture of Diversity and Inclusion: We are committed to building a
strong UMB by hiring talented, high-performing associates with
diverse backgrounds. Maybe you simply want to work at a company
where you have a voice and an opportunity to share your unique
Please visit us at careers.umb.com to view a list of all available
opportunities. UMB is an Equal Opportunity Employer. Principals
only. No 3rd parties or agencies, please. Portfolio Manager
I-Commercial - UMB Financial Corporation
Keywords: UMB Financial Corporation, Irving , Portfolio Manager I-Commercial, Executive , Allen, Texas
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