Mortgage Underwriter

Company: Efinity Mortgage
Location: Irving
Posted on: January 12, 2021

Job Description:

Are you an organized, detail-oriented, mortgage industry professional looking for a fulfilling opportunity on a growing team? We're expanding and looking for an experienced mortgage underwriter to join us. You'll conduct a thorough analysis of all real estate loan applications to ensure correct completion based on current investor guidelines and industry standards. If your skills align with the role, let's connect!

Responsibilities:

Communicate and document reasons for approval or rejection of loans so clients and loan officers are well-informed of decisions
Ensure once all information is gathered that it is accurate, compliance standards are met, and it is in congruence with company policies
Examine all documents and mortgage loan applications verifying that all necessary information is included for approval
Research applicant's employment and financial history to help determine the accuracy of application and documents
Send requests as needed for any additional information that will help determine loan risk
--- Ability to Underwrite 50+ units per month while maintaining quality standards
--- Resolve difficult or challenging problems by identifying potential solutions and clearly communicating with relevant personnel
--- Maintain a pipeline of new submissions and re-submissions within required turn-times and handle priority rushes as needed

Qualifications:

Demonstrates great decision-making and communication skills
Must hold a Bachelor's degree in business, banking or similar field
Understanding of home loans and residential mortgages such as FHA, VA, conventional, and USDA, and loan products
2+ years of mortgage underwriting experience or mortgage lending experience is required
Proficient in Microsoft office and automated underwriting systems
--- At least 3-years underwriting of Conventional loans
--- DE/SAR certifications preferred (not required)
--- Ability to work independently with minimal supervision

About Company:
Our Mission: Change the Mortgage industry by embracing Total Transparency in everything we do so that our employees and customers can enjoy the best experience and value possible.



Our Values:

Live life's passionsIntegrity in everything we doPioneer meaningful innovationsFacilitate the perfect processWin together long-termTotal Transparency

Keywords: Efinity Mortgage, Irving , Mortgage Underwriter, Other , Irving, Texas