IrvingRecruiter Since 2001
the smart solution for Irving jobs

Data Scientist - Credit Risk

Company: Cottonwood Financial
Location: Irving
Posted on: January 12, 2021

Job Description:

POSITIONReporting to our Credit Risk Management Director, the Statistician (aka Credit Risk Analyst)'s charter is to increase the company's profits through advanced statistical analytics, traditional risk management, machine learning and data science techniques. This individual will be a member of an exciting, fast-paced, and growing team making an immediate impact across the entire customer lifecycle (prospecting, acquisitions, customer management, and collections). This is a great opportunity for a talented person to broaden his/her business skill set through exposure to a wide variety of business problems and challenge him/herself with projects that can span from tactical to strategic in nature. This position is based at our Administrative Office (HQ) in Irving (Las Colinas), Texas.KEY RESPONSIBILITIES* Develop and implement effective scoring models to be used in decisioning across all aspects of the customer lifecycle* Proactively collaborate with Information Technology (Database Engineers, Application Development, Business Intelligence),* Product Development, Marketing, Compliance, Decision Science, Marketing Analytics, and other internal groups to implement credit risk policies and underwriting criteria for new products and business opportunities* Profitably manage credit risk for all prospects and customers by monitoring trends, identifying opportunities, developing and presenting recommendations, implementing the strategies and measuring the impact* Successfully manage and complete multiple concurrent projects without losing focus* Provide timely and justified recommendations in response to ad hoc analysis requests by internal groups* Act as an internal resource for SAS best practices* Develop actionable reports for use by the senior leadership teamREQUIREMENTS* BS in an analytical field such as Statistics, Econometrics, Applied Mathematics, or highly quantitative engineering (e.g. Chemical Engineering, Mechanical Engineering)* 1 years of work experience* Advanced user of SAS/STAT procedures and Excel* Advanced user of SAS to merge and mold data sets into a useful format* Results-oriented self-starter who is confident in defending his/her critical thinking abilities* Proven track record of developing successful predictive analytics (i.e. statistical modeling)* Capitalistic mindset supported by a strong business acumen and work ethic* Demonstrated ability to communicate ideas and analysis results effectively both verbally and in writing to a non-technical audience* Local (Dallas/Fort Worth area) candidates only - no relocation* Must be currently authorized to work in the United States without sponsorship and not require sponsorship in the futurePREFERRED QUALIFICATIONS* Master's degree in Statistics strongly preferred* Previous experience as a Data Scientist, Statistician, Risk Analyst, Quantitative Analyst, or Marketing Analyst* Risk modeling and strategy development for decisions such as initial approve/decline, credit limits, and credit limit* increases/decreases is a plus* Work experience in consumer creditCOMPENSATION* Annual salary of $75,100BENEFITS* Medical, dental, and vision* Voluntary life/ AD&D* Short-term & long-term disability* 401K with company match* Paid vacation, holidays, and sick time* Paid maternity, paternity, extended medical leave, and jury duty* Corporate discount program on personal cell phone accounts with select providers* Business casual work environmentAbout Cottonwood Founded in 1996, Cottonwood Financial is one of the largest privately held retail consumer finance companies in the United States. We have zero debt, have been profitable every year since inception, and our growth is funded entirely through internally generated capital. Headquartered in Irving (Las Colinas), Texas, we have company-owned locations, under our Cash Store brand, across the country. Through this national brick-and-mortar footprint, we provide best-in-class customer service and offer an innovative mix of financial products and services to our customers.We have been named multiple times to the Inc. 5000 list of America's fastest-growing private companies, as well as to the Dallas 100 list of the fastest-growing private companies--in North Texas.

Keywords: Cottonwood Financial, Irving , Data Scientist - Credit Risk, Other , Irving, Texas

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category
within


Other Other Jobs


RN, CVICU, PRN
Description: Job DescriptionAdvancing Healthcare Together - The Future of Healthcare is in East Texas Why UT Health - East Texas Our People. Our people truly are our greatest strength. They make a massive difference (more...)
Company: UT Health East Texas
Location: Tyler
Posted on: 01/22/2021

RN Transfer Center
Description: Job DescriptionDescription Summary: The CHRISTUS Transfer Center RN
Company: CHRISTUS Health
Location: Tyler
Posted on: 01/22/2021

Delivering w Favor is Fun & Easy! Flexible Hours & Daily Pay
Description: Are you looking for a flexible way to earn extra cash daily, make your own schedule, and provide a great experience to customers, all while having fun
Company: Favor
Location: Wells
Posted on: 01/22/2021


Favor Delivery Runner
Description: Are you looking for a flexible way to earn extra cash daily, make your own schedule, and provide a great experience to customers, all while having fun
Company: Favor
Location: Wells
Posted on: 01/22/2021

MIG Welder
Description: Job Requirements MIG WelderShift: FIRST Monday - Friday from 7:30am to 4:30pm Pay Rate: 14.00/hr depending on experience Our Opportunity:Our client started in 1981 with the vision of building quality (more...)
Company: Onin Staffing
Location: Emory
Posted on: 01/22/2021

Make up to $15/hour - Deliver with DoorDash
Description: Job Description Your time. Your Goals. What is DoorDash Available in over 4,000 cities
Company: Doordash
Location: Eustace
Posted on: 01/22/2021

Patient Care Tech - Med Surg - FT Nights
Description: Palestine Regional Medical CenterUnder supervision of a licensed nurse or with delegated responsibility from
Company: Palestine Regional Medical Center
Location: Palestine
Posted on: 01/22/2021

Remote Work-From-Home Independent Contractor - Call Center Representative
Description: We got what you want, you got what we need Goodbye long commutes, rigid schedules, and busybody managers. Hello, Liveops. Our well-known clients are seeking Independent Contractors to provide virtual (more...)
Company: Liveops
Location: Ben Wheeler
Posted on: 01/22/2021

Get New Installing/Repairing Window Work Today - Preview Leads In Your Area
Description: Over 25 million homeowners have trusted HomeAdvisor 1800Contractor to help them find quality professionals with the expertise to turn their home improvement
Company: HomeAdvisor
Location: Tyler
Posted on: 01/22/2021

Remote Work-From-Home Independent Contractor - Call Center Representative
Description: We got what you want, you got what we need Goodbye long commutes, rigid schedules, and busybody managers. Hello, Liveops.Our well-known clients are seeking Independent Contractors to provide virtual services (more...)
Company: Liveops
Location: Winnsboro
Posted on: 01/22/2021

Log In or Create An Account

Get the latest Texas jobs by following @recnetTX on Twitter!

Irving RSS job feeds