Data Scientist - Decision Science
Company: Cottonwood Financial
Location: Irving
Posted on: January 12, 2021
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Job Description:
POSITIONReporting to our Director of Decision Science, the Data
Scientist (a.k.a. Decision Science Analyst) position's charter is
to increase the company's profits through data science, machine
learning, and advanced statistical analytics techniques in the
areas of payments, collections, operations, and companywide
cross-functional projects. This individual will be a member of an
exciting, fast-paced, and growing team making an immediate impact
across the entire company. This is a great opportunity for a
talented person to broaden his/her business skill set through
exposure to a wide variety of business problems and challenge
him/herself with projects that can span from tactical to strategic
in nature. Data Scientists are based at our Corporate Office (HQ)
in Irving (Las Colinas), Texas.KEY RESPONSIBILITIES* Provide data
science solutions for the profitable management of key business
areas of payments, collections, operations, and other companywide
cross-functional projects by monitoring trends, identifying
opportunities, developing and presenting recommendations,
implementing the strategies, and measuring the impact* Work with
the latest open source tools, libraries, platforms, and languages
to build effective machine learning models to be used in non-credit
decisioning throughout the firm* Proactively collaborate with
Credit Risk Management, Marketing Analytics, Marketing, Data
Management & Governance,* Application Development, Operations,
Product Management, Compliance, and other internal groups to
implement new business practices and decisioning strategies*
Accountable for the successful management and completion of
multiple concurrent projects that are on-time and with high
quality* Provide timely and justified recommendations in response
to ad hoc analysis requests by internal groups* Act as an internal
resource for Python best practices* Develop actionable reports for
use by the senior leadership teamREQUIREMENTS* BS in an analytical
field such as Data Science, Machine Learning, Analytics,
Statistics, Computer Science, or highly quantitative engineering
(e.g. Chemical Engineering, Mechanical Engineering)* 2+ years of
hands-on work experience developing data science solutions* 2+
years of coding experience in open source programming languages
such as Python or R* Advanced user of database query languages such
as SAS and SQL* Results-oriented self-starter who is confident in
defending his/her critical thinking abilities* Proven track record
of developing successful predictive analytics (i.e. statistical
modeling)* Capitalistic mindset supported by a strong business
acumen and work ethic* Demonstrated ability to communicate ideas
and analysis results effectively both verbally and in writing to a
non-technical audience* Local (Dallas/Fort Worth area) candidates
only - no relocation* Must be currently authorized to work in the
United States without sponsorship and not require sponsorship in
the futurePREFERRED QUALIFICATIONS* Master's degree in a
Quantitative field strongly preferred* 3+ years of hands-on work
experience developing data science solutions leveraging data
mining, machine learning, deep learning, operations research, or
Bayesian methods* Work experience in consumer creditCOMPENSATION*
Annual salary of $75,200BENEFITS* Medical, dental, and vision*
Voluntary life/ AD&D* Short-term & long-term disability* 401K
with company match* Paid vacation, holidays, and sick time* Paid
maternity, paternity, extended medical leave, and jury duty*
Corporate discount program on personal cell phone accounts with
select providers* Business casual work environmentAbout Cottonwood
Founded in 1996, Cottonwood Financial is one of the largest
privately held retail consumer finance companies in the United
States. We have zero debt, have been profitable every year since
inception, and our growth is funded entirely through internally
generated capital. Headquartered in Irving (Las Colinas), Texas, we
have company-owned locations, under our Cash Store brand, across
the country. Through this national brick-and-mortar footprint, we
provide best-in-class customer service and offer an innovative mix
of financial products and services to our customers.We have been
named several times to the Inc. 5000 list of America's
fastest-growing private companies, as well as to the Dallas 100
list of the fastest-growing private companies--in North Texas.
Keywords: Cottonwood Financial, Irving , Data Scientist - Decision Science, Other , Irving, Texas
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